Retirement
One of the best ways to ensure a secure retirement is to start saving as early as possible. Our 403(b) savings plan allows you to save for retirement on a pretax basis. You can begin contributing to the plan at any time once you become eligible and start making contributions to your account through convenient payroll deductions.
Five Keys offers a 403(b) through American Trust Retirement. The 403(b) plan allows you to save for retirement and enjoy significant tax advantages. Enrollment occurs on the first of each month. Please note: Changes to contribution amounts can be made without a qualifying event.
Who is Eligible for the 403(b)?
All US-based employees over the age of 18 are eligible to participate in the company’s retirement savings plan.
How Do I Enroll in the 403(b)?
To enroll in this plan, please contact our Financial Advisors:
Tim Cole & Scott Keswick
Phone: (408) 572-5572
Email: ServiceTeam@SVRetirementServices.com
Note: You cannot enroll through Paycom.
Once you have enrolled, investment information may be accessed at www.americantrustretirement.com or the toll-free number (866) 680-7000.
Increase Your Retirement Savings with a 403(b)
403(b) IRS retirement plan contribution limits:
- Age 49 and under: $24,500
- Ages 50-59 and 64+: Additional $8,000
- Ages 60-63: Additional $11,250